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Purchase Loan Process
At American Pacific Mortgage we strive to make the loan process as easy for you as possible. We find that if you understand the process it takes away some of the anxiety you may feel when purchasing a home. Home purchases can take many paths, but we find that this one makes the home buying experience the best for you the buyer.
1) Meet with your Mortgage Planner for a loan consultation to determine how much home you can afford, develop a buying strategy, and get pre-approved to purchase your dream home.
2) Meet with your Real Estate Professional, discuss your buying goals and how much home you are approved to purchase and start searching for your dream home.
3) Make an offer and secure a purchase agreement.
4) Have the home inspected and appraised. Secure homeowner's insurance. Provide the Mortgage Planner with any additional loan documentation that is requested by the lender.
5) Go into the title company and sign documents to purchase the home of your dreams.
6) Move into the home of your dreams!
